Terms of Use

Last updated: July 27, 2026

Welcome to ARMICA HONGKONG LIMITED. These Terms of Use govern your access to and use of the ARMICA HONGKONG LIMITED website, including its pages, features, content, tools, and related online services.

By visiting, browsing, interacting with, or otherwise using our website, you confirm that you have read and agreed to these Terms of Use. Your use of the website is also subject to our Privacy Policy, Terms of Purchase, Shipping Policy, Refund Policy, and any other notices or policies made available through the site.

Please discontinue use of the website if you do not agree with these terms.

1. Accuracy of Customer Information

When submitting information through ARMICA HONGKONG LIMITED, you agree to provide information that is truthful, complete, current, and accurate. This includes, where applicable:

Account information
Contact details
Billing information
Shipping information
Order details
Payment-related information
Information submitted to customer support

You are responsible for reviewing and correcting your information whenever it changes or is found to be inaccurate. ARMICA HONGKONG LIMITED is not responsible for delays, failed deliveries, account issues, or other problems resulting from incorrect or incomplete information supplied by a customer.

2. Privacy and Data Processing

Personal information collected through our website, checkout process, email, telephone, customer support channels, or other forms of communication will be managed in accordance with our Privacy Policy. By using the website or communicating with us, you acknowledge that ARMICA HONGKONG LIMITED may collect, store, use, process, and share your information as described in the applicable Privacy Policy. Please review that policy carefully to understand how personal information is handled.

3. Permission to Use the Website

ARMICA HONGKONG LIMITED grants you a limited, personal, non-exclusive, non-transferable, revocable, and non-commercial right to access and use the website for lawful shopping and informational purposes. This permission does not transfer ownership of any website content or intellectual property to you. All materials displayed through the website, including text, product descriptions, photographs, graphics, logos, icons, designs, videos, layouts, software, source code, and other materials, are owned by ARMICA HONGKONG LIMITED or the relevant authorized rights holders.

4. Prohibited Website Activities

You may not use the website in a way that violates applicable law, interferes with our services, harms other users, or infringes the rights of ARMICA HONGKONG LIMITED or any third party. Without prior written permission, you may not:

Copy website materials for commercial use
Republish, reproduce, sell, license, distribute, or modify our content
Use automated tools to collect information from the website
Operate bots, crawlers, scraping software, data-mining tools, or similar systems
Attempt to bypass security features or access restricted areas
Test, scan, or interfere with website security
Upload viruses, malware, corrupted files, or harmful code
Disrupt the normal operation of the website
Create an unreasonable or excessive load on our systems
Use the website for fraudulent, abusive, deceptive, or unlawful purposes
Impersonate another person, company, or organization
Obtain or attempt to obtain unauthorized access to accounts, data, or systems

We may investigate suspected misuse and cooperate with service providers, law-enforcement agencies, or other authorities where appropriate.

5. Suspension or Termination of Access

ARMICA HONGKONG LIMITED may restrict, suspend, or terminate access to the website, an account, or any related service when we reasonably believe that:

These Terms of Use have been violated
Fraudulent or suspicious activity has occurred
The website has been misused
Security or operational risks exist
Continued access may harm ARMICA HONGKONG LIMITED, another user, or a third party
Suspension is necessary to comply with a legal obligation

We may exercise this right with or without prior notice, subject to applicable law.

6. Reviews and Other User Content

The website may allow customers or visitors to submit reviews, ratings, comments, photographs, videos, messages, feedback, or other materials. You remain responsible for all content you submit. By submitting content, you confirm that:

You created the content or have permission to use it
The information is accurate and not intentionally misleading
The content does not violate any law
The content does not infringe intellectual property, privacy, publicity, or other rights
The content does not contain malicious software or harmful files

You may not submit content that is:

Illegal or fraudulent
Threatening, abusive, or harassing
Defamatory or misleading
Obscene or sexually explicit
Discriminatory or hateful
Invasive of another person’s privacy
Infringing or unauthorized
Unrelated spam or advertising
Harmful to ARMICA HONGKONG LIMITED, its customers, or other parties

7. License for Submitted Materials

When you provide content to ARMICA HONGKONG LIMITED, you grant ARMICA HONGKONG LIMITED a worldwide, non-exclusive, royalty-free, transferable, sublicensable, and continuing license to use that content. This license allows us to reproduce, edit, adapt, publish, translate, display, distribute, promote, and otherwise use the submitted material through any media or communication channel, subject to applicable law. This permission may be used for purposes such as:

Displaying product reviews
Promoting products
Improving our services
Operating the website
Publishing customer feedback
Creating marketing or advertising materials

You confirm that granting this license does not violate the rights of any other party.

8. Moderation of User Submissions

ARMICA HONGKONG LIMITED is not required to monitor every review, comment, or submission made through the website. However, we reserve the right to review, edit, reject, hide, restrict, or remove submitted content when we consider it inappropriate or inconsistent with these Terms. The publication of user content does not mean that ARMICA HONGKONG LIMITED approves, verifies, or endorses the opinions or statements contained in that content.

9. Third-Party Websites and Services

Our website may contain links, integrations, advertisements, tools, payment options, or other features provided by independent third parties. These external resources are offered for convenience and do not necessarily indicate endorsement, sponsorship, or approval by ARMICA HONGKONG LIMITED. We do not control and are not responsible for:

Third-party website content
External products or services
Privacy or data-handling practices
Security procedures
Pricing or availability
Statements made by third parties
Losses resulting from the use of external resources

You access and use third-party websites or services at your own discretion. Their separate terms and policies may apply.

10. Website and Service Disclaimer

The ARMICA HONGKONG LIMITED website, together with its content, products, information, tools, and services, is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we do not make warranties that:

The website will operate continuously
The website will always be available
All functions will be error-free
Technical problems will be corrected immediately
The website will be free from viruses or harmful components
Product information will always be complete or current
Website content will meet every user’s expectations
Downloaded materials will be free from risk
Results obtained through the website will be accurate or reliable

Website access may occasionally be interrupted for maintenance, updates, technical issues, security reasons, or circumstances outside our control. You are responsible for using appropriate security measures when accessing or downloading content from the internet.

11. Limitation of Liability

To the maximum extent allowed by applicable law, ARMICA HONGKONG LIMITED and its affiliates, officers, employees, contractors, suppliers, service providers, licensors, and content providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential losses arising from or connected with:

Access to or use of the website
Inability to access the website
Products or services purchased through the website
Delays, errors, interruptions, or technical failures
Inaccurate or incomplete website content
Third-party websites, products, or services
Unauthorized access to customer information
Loss of data, revenue, profits, goodwill, or business opportunities
Reliance on information displayed through the website
Harmful code, viruses, or security incidents outside our reasonable control

Where applicable law does not permit certain liability exclusions, our liability will be limited only to the maximum extent legally allowed. Your principal remedy for dissatisfaction with the website is to stop accessing and using it.

12. Customer Indemnification

You agree, to the extent permitted by law, to defend, indemnify, and hold harmless ARMICA HONGKONG LIMITED and its affiliates, officers, employees, suppliers, contractors, and service providers against claims, damages, penalties, liabilities, losses, and reasonable expenses arising from:

Your breach of these Terms of Use
Your breach of our Terms of Purchase or related policies
Your unlawful or improper use of the website
Content you submit through the website
Fraud, negligence, or intentional misconduct
Your violation of another party’s rights
Your violation of applicable laws or regulations

This obligation applies to claims made by third parties in connection with your conduct.

13. Electronic Communications

When you visit the website, place an order, submit a form, or contact ARMICA HONGKONG LIMITED electronically, you consent to receive electronic communications from us. Such communications may be provided through:

Email
Website notices
Account notifications
Checkout messages
Other electronic methods permitted by law

You agree that electronic notices, agreements, disclosures, confirmations, and other communications satisfy legal requirements that such information be provided in writing. You are responsible for maintaining a valid email address and reviewing communications related to your orders or use of the website.

14. Trademarks and Copyrighted Materials

The ARMICA HONGKONG LIMITED name, brand identity, logos, graphics, designs, product names, slogans, service marks, and website materials are owned by or licensed to ARMICA HONGKONG LIMITED. No content may be used without authorization in a manner that may cause confusion, imply endorsement, or damage the reputation of ARMICA HONGKONG LIMITED. Without written permission, you may not use:

ARMICA HONGKONG LIMITED trademarks or logos
Website graphics or product photographs
Hidden text or metadata containing our brand name
Frames or mirrored versions of our website
Brand names in misleading advertisements
Copyrighted website materials

All rights not expressly granted under these Terms are reserved.

15. Intellectual Property Complaints

We respect intellectual property rights and review properly submitted infringement notices. If you believe that material displayed on the ARMICA HONGKONG LIMITED website unlawfully uses your copyrighted work, trademark, or other protected property, please send a written notice containing:

Your physical or electronic signature
Identification of the protected work
A description of the material you believe is infringing
The location of the disputed material on our website
Your full contact information
A statement that you have a good-faith belief that the use is unauthorized
A statement that the information in your notice is accurate
Confirmation that you are the rights holder or authorized to act on their behalf

Intellectual property notices should be sent to: Email: support@ruffwareclub.com

Phone: +1 (218) 419-1572

Incomplete or inaccurate claims may delay our review.

16. Events Outside Our Control

ARMICA HONGKONG LIMITED will not be responsible for a delay, interruption, or failure to perform caused by events beyond our reasonable control. Such events may include:

Natural disasters
Severe weather
Fires or floods
War or terrorism
Civil disturbances
Epidemics, pandemics, or quarantines
Labor disputes
Carrier or transportation disruptions
Supply-chain interruptions
Customs delays
Embargoes or trade restrictions
Power or internet outages
Government orders or regulatory action
Failures involving third-party service providers

Obligations affected by such events may be suspended for the duration of the disruption.

17. Shipping Risk

Products purchased through ARMICA HONGKONG LIMITED may be delivered by independent shipping carriers. Subject to applicable law, the risk of loss may transfer to the customer once the package has been accepted by the relevant carrier for delivery. Questions involving shipment delays, lost parcels, or delivery status will be handled in accordance with our Shipping Policy and other applicable customer policies.

18. Disputes and Individual Proceedings

Any disagreement arising from these Terms of Use, access to the website, or a purchase made through ARMICA HONGKONG LIMITED will be addressed under applicable law. Where legally permitted, a dispute may be resolved through arbitration or another alternative dispute-resolution procedure. To the extent allowed by applicable law, you agree that disputes will be handled on an individual basis rather than as part of:

A class action
A consolidated proceeding
A representative action
A collective claim

Nothing in this section limits rights that cannot legally be waived.

19. Severability and Waiver

If a court or other competent authority determines that any provision of these Terms is invalid, unlawful, or unenforceable, the remaining provisions will continue in effect. An unenforceable provision may be interpreted or modified only to the extent necessary to make it enforceable while preserving its original purpose where possible. If ARMICA HONGKONG LIMITED does not immediately enforce a right or provision, that does not mean the right has been waived. We may enforce it later where permitted.

20. No Third-Party Beneficiaries

Unless these Terms expressly state otherwise, no person or organization other than you and ARMICA HONGKONG LIMITED receives enforceable rights under this agreement.

21. Assignment

You may not assign, transfer, delegate, or otherwise dispose of your rights or responsibilities under these Terms without prior written approval from ARMICA HONGKONG LIMITED. ARMICA HONGKONG LIMITED may assign or transfer its rights and obligations as part of a business transfer, corporate restructuring, service-provider arrangement, or other lawful transaction.

22. Continuing Provisions

Any provision intended by its nature to continue after account closure, suspension, termination, or discontinued use of the website will remain effective. This includes provisions relating to:

Intellectual property ownership
Content licenses
Disclaimers
Liability limitations
Indemnification
Dispute resolution
Payment obligations
Applicable legal rights

23. Complete Agreement

These Terms of Use, together with the Privacy Policy, Terms of Purchase, Shipping Policy, Refund Policy, and any other policies incorporated by reference, form the complete agreement regarding your use of the ARMICA HONGKONG LIMITED website. They replace prior communications or understandings concerning the same subject matter. Additional conditions may apply to particular promotions, products, discounts, or services. When additional terms are displayed, they will apply together with these Terms.

24. Changes to These Terms

ARMICA HONGKONG LIMITED may revise, replace, add, or remove provisions within these Terms of Use when necessary. The revised version will be published on the website with an updated effective date. Your continued use of the website after revised terms become effective indicates acceptance of those changes. If you disagree with an updated provision, you should stop using the website.

25. Contact Us

If you have any questions, concerns, or inquiries regarding these Terms of Use, please contact us:

Company Name: ARMICA HONGKONG LIMITED

Address: RM 1710, 17/F, THE CLOUD, 111 TUNG CHAU STREET, TAI KOK TSUI, HONG KONG

Email: support@ruffwareclub.com